Mike Rogers, the Republican nominee for U.S. Senate in Michigan, told the Michigan Advance in January 2026 that he favors "phasing out insurance company taxpayer subsidies," the enhanced Affordable Care Act tax credits that expired at the end of 2025. Without them, marketplace enrollees' premium payments rose 58% on average in 2026, and Michigan's marketplace enrollment fell 27%.
Rogers also celebrated the One Big Beautiful Bill Act in July 2025, a law that makes enrollees repay their full excess credits and effectively ends automatic re-enrollment with financial help from 2028; the Congressional Budget Office expects those two changes alone to add 800,000 people to the uninsured in 2034.
Mike Rogers's Statements on Marketplace Premiums and Tax Credits
- Rogers Opposed Extending the Tax Credits That Had Kept Marketplace Premiums Down. In January 2026, after the enhanced Affordable Care Act premium tax credits expired, Mike Rogers told the Michigan Advance he would start "with phasing out insurance company taxpayer subsidies and giving that money back to patients." With the enhanced credits gone, premium payments from marketplace enrollees rose an average of 58%, from $113 to $178 a month, in 2026. For 2027, insurers in Michigan have asked for rate increases from 11.08% (Priority Health) to 25.54% (UnitedHealthcare Community Plan), and Peterson-KFF found a median proposed premium increase of 15% nationally.
- Rogers Praised a Law That Makes Marketplace Enrollees Repay Their Full Excess Tax Credits. Mike Rogers posted "Historic tax cuts for hard-working families! It's a great day to be an American!" on July 3, 2025, the day the House gave the One Big Beautiful Bill Act final approval. Section 71305 of the law he praised removes the caps on repaying excess advance premium tax credits, starting with tax year 2026. Before the law, repayment limits ranged from $375 for a single person with an income that is 100% FPL up to 200% FPL to $3,250 for higher-income families, KFF explains; now all premium tax credit recipients repay the full amount of any excess, no matter their income. The Congressional Budget Office expects the change to increase the number of people who are uninsured by 100,000 in 2034.
- The Law Rogers Praised Ends Automatic Re-Enrollment With Financial Help From 2028. The One Big Beautiful Bill Act that Mike Rogers praised requires the marketplace to verify income and other information before paying tax credits; KFF says this provision effectively ends auto-renewals, starting with tax years after December 31, 2027. Nearly half of Marketplace enrollees in 2025 auto-renewed, and the Congressional Budget Office estimates the change will increase the number of people who are uninsured by 700,000 in 2034.
- The Law Rogers Praised Cuts Off Marketplace Tax Credits for Refugees, Asylees and Other Lawfully Present Immigrants. The law Mike Rogers praised ends premium tax credits for many lawfully present immigrants, including refugees, asylees, and people with Temporary Protected Status, from 2027, and for lawfully present immigrants below the poverty line from 2026. The Congressional Budget Office estimates the first change will increase the number of uninsured people by 900,000 in 2034, and the second by another 300,000.
What the Higher Marketplace Costs Mike Rogers Backed Mean for Michigan Families
- Coverage dropped. Effectuated marketplace enrollment in Michigan fell 27%, from 488,139 people in 2025 to 357,350 in 2026, after the enhanced credits expired.
- Uninsured Michiganders. KFF projects 390,000 more uninsured Michiganders in 2034 from the One Big Beautiful Bill Act together with the expired credits, 300,000 of them from the law alone.
- 2027 premiums. Every Michigan insurer that filed 2027 marketplace rates asked for an increase, ranging from 11.08% to 25.54%, according to Peterson-KFF's compilation of filings.
Frequently Asked Questions About Mike Rogers on Insurance costs
What is Mike Rogers's record on insurance costs under Trump?
Mike Rogers opposed extending the enhanced Affordable Care Act tax credits in January 2026, after their expiration raised what enrollees pay. He praised the One Big Beautiful Bill Act in July 2025, a law that makes enrollees repay their full excess credits, ends automatic re-enrollment with financial help from 2028, and cuts off credits for many lawfully present immigrants. In Michigan, tens of thousands of people left the marketplace in 2026.
Will people have to pay back their marketplace tax credits under the law Mike Rogers praised?
Yes, some will: under the law Mike Rogers praised, an enrollee whose income ends up higher than estimated must repay the full amount of any excess credit, no matter their income, starting with tax year 2026, so the first repayments come with 2027 tax filings. Before the law, KFF notes, most enrollees had a repayment cap that varied based on household income.
Do most people agree with letting the ACA subsidies expire, as Mike Rogers does?
No. Mike Rogers favors "phasing out" the subsidies, but in a January 2026 KFF poll most (67%) of the public said Congress did the "wrong thing" by not extending the enhanced credits.
Last updated: 2026-10-25